Plan Details

Dental Plans

PPO options are offered through MetLife

The DeltaCare plan is an HMO and can be used in Illinois only.

MetLife Traditional Plan

The MetLife Traditional Plan provides access to MetLife’s Preferred Dental Plan (PDP) Plus network. You can visit any licensed dentist, in or out-of-the PDP network, and receive benefits. This plan has the highest maximum plan benefit and includes coverage for orthodontia.

Plan Cost

6 Month

12 Month

Student

$288.66

$577.32

Student + Spouse

$573.78

$1,147.56

Student + Children

$583.20

$1,166.40

Student + Family

$1,054.86

$2,109.72

An administration fee is included in the total plan cost.

Highlights of the MetLife Traditional Plan include:

  • No waiting period
  • Annual maximum benefit of $2,000 per person
  • Preventative and Diagnostic services covered at 100%
  • Ability to visit any dentist nationwide
  • Out of Network benefits are subject to the Maximum Allowable Charge
  • Includes coverage for orthodontic services when currently enrolled
  • MetLife Provider Search – select “PDP Plus” next to “Choose your network”
  • 6-month Plan Summary ($1,000 max benefit)
  • 12-month Plan Summary ($2,000 max benefit)

Pro Tip: Your out-of-pocket expense will usually be lower if your dentist is a participating network dentist. If you no longer have insurance with MetLife, your orthodontic coverage will terminate and you may be responsible for remaining payment.  Exclusions and Disclaimers apply.

Questions? Call the Student Support Team at (877) 247-8817

MetLife Copay Plan

The MetLife Copay provides access to MetLife’s Preferred Dental Plan (PDP) Plus network. You can visit any licensed dentist, in or out of the PDP network, and receive benefits. This plan has fixed copayments based on where in the country you receive care. Stay in the PDP network to receive the best benefit.

Plan Cost

6 Month

12 Month

Student

$210.12

$420.24

Student + Spouse

$364.62

$729.24

Student + Children

$432.60

$865.20

Student + Family

$611.82

$1,223.64

An administration fee is included in the total plan cost.

Highlights of the MetLife Copay include:

  • No waiting period
  • Annual maximum benefit of $1000 per-person
  • Preventative and Diagnostic services covered at 100%
  • Ability to visit any dentist nationwide
  • Includes coverage for orthodontic service when currently enrolled
  • MetLife Provider Search – select “PDP Plus” next to “Choose your network”
  • 6-month Copay Plan Summary ($500 max benefit)
  • 12-month Copay Plan Summary ($1000 max benefit)
  • MetLife Copay schedule – locate the zip code where you will be receiving care for copayment details

Pro Tip: Your out-of-pocket expense will usually be lower if your dentist is a participating network dentist. If you no longer have insurance with MetLife, your orthodontic coverage will terminate and you may be responsible for remaining payment.  Exclusions and Disclaimers apply.

Questions? Call the Student Support Team at (877) 247-8817

DeltaCare

The DeltaCare DHMO plan is a great option for students looking for a lower plan cost with fixed copayments. During the enrollment process, you will select a primary dentist from the Illinois DeltaCare network. This plan includes orthodontia benefits.

As a member of Delta Dental, you may participate in the exclusive free Smile Perks program and save on everything from flights, gift and groceries, to entertainment and more. You are also eligible to receive an Athletic Mouth Guard at a discounted rate. You may purchase the Mouth Guard by visiting DeltaDentalStore.com.

Plan Cost

6 Month

12 Month

Student

$103.32

$206.64

Student + Spouse

$191.10

$382.20

Student + Children

$215.82

$431.64

Student + Family

$303.66

$607.32

An administration fee is included in the total plan cost.

Highlights of the DeltaCare DHMO include:

  • No waiting period
  • No deductible or annual maximum benefit
  • Preventive and Diagnostic services covered at 100%
  • Includes coverage for orthodontic services including braces, retainers, and Invisalign
  • To find a dentist in the Illinois network, visit Delta Dental Provider Search – under ‘Select Your Network” choose DeltaCare
  • DeltaCare DHMO Plan Copayment Schedule
  • A referral is necessary to see a specialist.

Pro Tip: A facility ID must be provided by the 15th of the month to appear on the next month’s roster.

Questions? Call the Student Support at (877) 247-8817

Davis vision by metlife

The vision plan gives you access to the Davis Vision provider network which features thousands of participating professionals including Costco OpticalWalmart Vision, and Sam’s Club Optical. You may also use online in-network stores such as 1-800 contactsVisionworks, and Glasses.com.

Plan Cost

6 Month

12 Month

Student

$34.92

$69.84

Student + Spouse

$69.84

$139.68

Student + Children

$73.32

$146.64

Student + Family

$102.12

$204.24

An administration fee is included in the total plan cost.

Highlights of the Davis Vision by MetLife plan include:

Pro Tip:  All vision services are one year from date of service and not based on your date of enrollment. Exclusions and Disclaimers apply.

Questions? Call the Student Support Team at (877) 247-8817

Accident & Sickness Plan

ASHIP is an Accident and Sickness Hospital Indemnity plan provided by Chubb Insurance.  This plan was designed to provide cash benefits to help pay the deductible and out of pocket expenses not covered by your health insurance plan. Cash payments are sent directly to you.  You are not required to use them to pay the provider. Your coverage will begin the 1st of the month following enrollment.

Plan Cost

6 Month

12 Month

Student

-

-

Student + Spouse

-

-

Student + Children

-

-

Student + Family

-

-

A payment processing fee is included in the total plan cost.

Here are the key features:

Pro Tip:  You need to file a claim to get your cash.

Questions? Call Benefit Partners Group at (877) 247-8817

How to Submit a Claim

  1. The Accident and Sickness Plan Claim Form must be submitted within 20 days of the occurrence.
  2. Answer each item on page 1 and sign the form where indicated. Your Member ID is your Student ID number.
  3. Your policy number is 9908-37-36
  4. You may submit a claim form by mail, email, or fax.

MD Live

Avoid waiting rooms! MDLive gives you 24/7/365 access to doctors and mental health providers at $0 copay.  Get the care you need at a time and place that works for you. You can meet with the providers through the MDLive app or website.    

Plan Cost

6 Month

12 Month

Student

-

-

Student + Spouse

-

-

Student + Children

-

-

Student + Family

-

-

A payment processing fee is included in the total plan cost.

Here are the key features:

  • $0 copay per visit
  • Behavioral Healthcare with the ability to diagnose, treat and provide medication management
  • Dermatology care to diagnose and treat over 3,000 skin, hair and nail conditions
  • Prescriptions can be sent to the nearest pharmacy
  • Treatment covers over 50 routine medical conditions including allergies, cold/flu, sore throats, and rashes
  • U.S. board-certified doctors with an average of 15 years of experience
  • Consultations are convenient, private and secure

Pro Tip:  Register on the mobile app and you will be all set when you need an appointment.

Questions? Call Benefit Partners Group at (877) 247-8817